The Big 4-0 | corvina's Blog

I'm 40.  That's what my husband said this morning in the taxi on our way to work.  40.  The big 4-0.  FORTY.  And, as my husband said, no savings, no investments.  Nothing to show for it.  One daughter is in first year college and we're behind payments and submitting requirements for her.  One is in Grade 5.  Both homeschool but we are not able to take good care of them.

I don't manage my finances wisely.  I spend too much for myself.  I think too much of myself.  Now that I finally have more money than what I need to raise my family, I spend it more on myself.  Even more than what I pay for the rent monthly.  I need to stop being so self-absorbed and selfish.  I have been accusing my husband of being selfish when actually I, myself, have been pretty selfish in a different way.  I must put an END to that. 

I need to focus more on my family and focus on the present with a very keen, observant, and conscious eye on the future.

There are so many things I want to do:

- give my children and good and solid foundation in terms of character and education;

- travel and experience other cultures with my family;

- be of sound/healthy mind, heart, sould, and body;

- invest and save for my/our retirement.

Well, now that I've put them down, they're not that much, actually.  I think I can basically narrow down the things I want into four categories:

- education

- travel

- health

- investment

That should make things simpler and easier for me to plan and keep track of things.

There are some things I need to give up, too.  But there's this one particular thing that I don't think I can give up unless it gives me up.

But that's one whole other story...